Loan Origination
Manage enquiries, quotes, decisions in principle and full applications through one structured workflow.
A complete lending platform for bridging lenders, covering origination, underwriting, completion, servicing, extensions, drawdowns and redemption in one connected system.
Manage enquiries, quotes, decisions in principle and full applications through one structured workflow.
Control checks, documents, valuations, approvals and completion requirements from one case record.
Manage interest, payments, statements, extensions, drawdowns and borrower communications.
Produce redemption statements, close loans accurately and monitor portfolio performance.
Manage every stage of a bridging loan in one connected system, from the initial quote and terms through underwriting, completion, servicing and final redemption.
Structure the proposed loan, interest method, fees and indicative pricing.
Generate and issue structured indicative terms for the proposed facility.
Record the approval in principle and progress accepted cases securely.
Capture applicants, security, loan details, documents and declarations.
Manage checks, valuations, conditions, documents and lending approvals.
Control completion requirements, final documents and release of funds.
Manage balances, interest, payments, extensions, drawdowns and arrears.
Produce redemption statements, reconcile balances and close the loan.
Keep loan data, documents, communications, tasks, notes and decisions together throughout the case.
Adapt products, stages, checklists, approvals and processes around the way your lending team operates.
Track applications, completions, balances, tasks, servicing activity and redemptions through live reporting.
Replace spreadsheets, disconnected documents and fragmented systems with a structured platform designed specifically for bridging finance.
Manage quotes, terms, approvals in principle, applications, applicants, securities and loan structure.
Control checks, valuations, documents, conditions, credit decisions, checklists and approvals.
Manage final checks, solicitor information, completion documents, release of funds and transfer into servicing.
Manage interest, payment schedules, transactions, statements, extensions, drawdowns and arrears.
Generate redemption statements, reconcile final balances, record settlement and close the loan accurately.
Configure products, interest methods, securities, fees and servicing processes around your lending model, rather than forcing your team into a generic CRM or loan system.
Support retained, rolled-up and serviced interest, with calculations handled consistently throughout the loan.
Manage single or multiple properties, security values, charges, ownership details and valuation information.
Capture individuals, companies, guarantors, directors and connected parties against the same lending application.
Apply arrangement, valuation, legal, exit and custom fees according to product, facility or case requirements.
Manage staged lending, development drawdowns and additional releases with a complete transaction history.
Process extensions, revised maturity dates, changed rates and updated terms without losing the original loan history.
Generate documents, request information and keep email, SMS, notes and correspondence within the case.
Monitor balances, maturity dates, arrears, completions, redemptions and operational activity through live reporting.
Run identity, compliance, credit, company and property checks from within the case, with results recorded against the application and available to the underwriting team.
Verify applicants, directors, guarantors and connected parties without leaving the case.
Run anti-money laundering, sanctions, PEP and adverse-media screening as part of underwriting.
Request personal or business credit information and store the returned results against the case.
Retrieve company details, directors, registered addresses and filing information directly into the application.
Review business status, ownership, directors, linked entities and commercial risk information.
Check firms and individuals against FCA records and retain the results within the lending case.
Retrieve title, ownership and property-related information to support security assessment.
Validate documents, identify inconsistencies and highlight potential fraud risks for review.
Users can initiate checks without moving between multiple external systems.
Returned data, statuses and reports remain linked to the relevant applicant, company or security.
Underwriters can see outstanding, passed and referred checks from one central view.
See how iZone can support your full bridging loan lifecycle, from quote and application through underwriting, servicing and redemption.
